A Smarter Way to Lend and Borrow
LendCap is a modern peer-to-peer lending platform that connects lender with borrowers through secure, property-backed lending opportunities across New Zealand. Our platform is designed to provide lenders with access to attractive returns while helping borrowers secure funding for property-related opportunities in a faster and more flexible way than traditional financing options. By bringing together a network of investors and borrowers, LendCap creates opportunities for individuals to grow their investment portfolios while supporting property projects and developments across New Zealand.
Lendcap is the trading name of Crowdsphere Limited, FSP Number FSP360186. Crowdsphere is licensed by the Financial Markets Authority (FMA) to provide both Equity Crowdfunding and Peer to Peer lending.
For details on Equity Crowdfunding opportunities, please visit www.crowdsphere.co.nz, or complete the Contact Us form and we’ll get in touch.
Where It All Began
The idea behind LendCap came from a simple observation — raising funding through traditional channels can often be slow, complex, and restrictive.
Our team has worked closely with property investors, developers, and businesses across New Zealand and understands the challenges both investors and borrowers face when accessing capital.
LendCap was created to bridge this gap by providing a trusted platform where:
Investors can earn competitive returns through property-backed lending
Borrowers can access capital efficiently
Both sides benefit from a transparent and secure investment environment
By leveraging technology and industry expertise, we have created a platform that simplifies the lending process while maintaining strong standards for risk management and due diligence.
Start building stronger returns today.
Meet the Team
Ian Bailey
Managing Director
Ian has significant experience with both private and publicly listed companies, having served as director, chairman, and CEO of companies listed on both the Australian Stock Exchange (ASX) and the New Zealand Stock Exchange (NZX). His background includes managing rental and finance businesses that financed assets and equipment. Ian holds a Diploma in Business Management from the Australian Institute of Business and has completed the Certificate in Company Direction and other governance-related programs from the New Zealand Institute of Directors, as well as being a licensed mortgage advisor with a Level 5 New Zealand Certificate in Financial Services in residential property lending and Investment
David Wallace
Managing Director
David is Joint Managing Director of Armillary and has over 20 years’ experience in the New Zealand capital markets and has been involved in equity raising for a wide range of businesses. He has first-hand experience with the issues for small businesses to raise equity capital in NZ and has worked with a range of businesses across the whole spectrum of the business life-cycle.
Knight Hou
co-founder and CEO of Relab
Knight is the co-founder and CEO of Relab, a leading software platform designed to assist real estate professionals by providing data, insights, and workflow solutions. Prior to Relab he held various roles at Datacom, Spark, and Air New Zealand over 15 years. Alongside his business commitments, Knight has a keen interest in property technology and he lectures the PropPrac 709 – Advanced Property Analytics course at University of Auckland. Outside work, he enjoys football and mountain biking with his two young boys.